Multifamily
Market rates
Open · Midday · Close (ET)Checking official sourcesPlease wait
Commercial Real Estate Debt & Structured Finance
Capital tailored to every transaction.
A tech-driven commercial real estate capital advisory firm. We combine common sense, human intellect and AI integration to streamline financial analysis and financing coordination, helping owners, investors and developers move faster from financing strategy through closing.
CRECommercial real estate focus
$1M–$100M+Loan amounts
3 ProgramsBridge · Construction · Permanent
43 StatesCurrent coverage
Three Ways Forward
Capital that fits
the business plan.
Acquiring, building, or holding for the long term? Start with the financing path that matches your property's next stage.
01
Bridge Loans
Move on the opportunity.
Short-term financing to buy, refinance, improve, or fill vacant space in a property, with your planned sale or refinance considered from the start.
Purchase · Refinance · Property Improvements
Explore program 
02
Construction Loans
Bring the business plan to life.
Financing for new construction, major renovations, and unfinished projects, planned around the budget, your investment, staged payments, and the eventual sale or refinance.
New Construction · Completion · Major Renovation
Explore program 
03
Permanent Financing
Finance the next chapter.
Long-term loans for commercial properties with established income, shaped around the property’s cash flow and your ownership plans.
Established Income · Long-Term Loans · Refinancing
Explore program Need more than the main property loan? Additional financing, such as preferred equity or mezzanine financing, may be available only when Stone Oak structures the main loan.
Explore capital add-onsOne team to structure and arrange the capital, manage the process, and keep your transaction moving.
Is Your Transaction a Fit?
A defined property.
A clear financing need.
Tell us about the property you have identified, what you want to accomplish, and when you need financing.
Share your financing scenario
- Loan request
- $1 million and above
- Property
- Commercial investment and development real estate
- Purpose
- Acquisition, refinance, construction, or recapitalization
- Location
- Within our 43-state financing footprint
- To get started
- Property details, the amount you need to borrow, value or project cost, and your timeline
Commercial property types
View property criteriaView all 24 property types
MultifamilyHospitalityIndustrial & WarehouseRetailOfficeMixed-UseSelf-StorageManufactured HousingStudent HousingSenior HousingMedical & Specialty UseCondominium BuildingsMarinas & Waterfront PropertiesAutomotiveParking FacilitiesGas Stations & Convenience StoresNNN / Franchised RestaurantsGolf & ResortData Centers & TelecommunicationsRV ParksBTR / SFR — Build-to-Rent Single-Family CommunitiesBTS / SFR — Build-to-Sell Single-Family CommunitiesAirport & AviationCommercial Entitled Land
Multifamily includes properties with five or more units. Condominium financing is for entire buildings or commercial-scale developments.
From Plan to Closing
Know what
comes next.
A clear capital strategy and a team that stays involved from the first conversation through closing.
Request a Financing Review
Share the essentials.
Tell us about the property, requested amount, financing purpose, estimated value or project cost, and target closing date.
Shape the financing plan.
We review your property and business plan, discuss possible structures, and identify the questions and next steps that matter.
Build the file and move forward.
We coordinate the financial review, property reports, supporting documents, and closing requirements, keeping you informed at each step.
Clear expectations from the start
An initial review is not a financing commitment. We explain proposed fees, deposits, and outside costs before you authorize the related review work.
Representative Transactions
Real properties.
Specific capital needs.
Explore financing experience across different commercial properties and borrowing needs.
View all transactionsMultifamily
Multifamily
Mixed-UseRepresentative financing experience. We review every new request based on the property, the owner’s experience, and the business plan.
Geographic Coverage
Local opportunities.
A 43-state reach.
We consider commercial real estate financing in the 43 states shown below. The options available depend on the loan type, property, location, and financing need.
Current financing coverageOutside current coverage
Outside current coverage in:
- Arizona
- California
- Illinois
- Nevada
- North Dakota
- South Dakota
- Vermont
Available financing depends on the property type, location, proposed loan, and the requirements of the financing program.
Insights & Reports
A clearer view of capital markets.
Explore the market developments shaping commercial real estate financing, with practical context for your next transaction.
Let's Talk About Your Next Move
Bring us the opportunity. Let's work on the capital.
Tell us about your property, capital needs, and timing. We’ll work with you to shape the financing strategy and next steps.