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Open · Midday · Close (ET)About Stone Oak Capital Advisory
A tech-driven commercial real estate capital advisory firm. We combine common sense, human intellect and AI integration to streamline financial analysis and financing coordination, helping owners, investors and developers move faster from financing strategy through closing.
Who We Are
Stone Oak Capital Advisory, previously known as Stone Oak Capital Group, brings the capital perspective to Stone Oak Advisory Group. We structure and arrange bridge, construction, and long-term financing around your property, experience, business plan, and how you expect to repay the loan.
Our team brings financing strategy, capital relationships, and coordination together. From the first conversation through the financial review and closing, we organize the work, follow up on unanswered questions, and keep you informed.
What We Do
We combine an understanding of your business plan with a careful financial review, a broad range of capital relationships, and hands-on coordination.
We start with your property, the amount you need, and your plans to hold, improve, or sell it. We compare possible loan options and prepare a clear financing request that explains how the money will be used, how it could be repaid, and what happens next.
We review the property’s income and costs, the owner’s experience, the local market, where funding will come from, and how it will be used. We identify documents and questions that need attention, then coordinate the financial and property review needed to move your request forward.
We work with private investors, banks, insurance companies, investment funds, and other capital relationships to find possible financing options. We present your property and business plan, coordinate questions, and help you compare the amount available, proposed loan terms, timing, and fit with your goals.
We coordinate communication, supporting records, outside property reports, documents, and closing requirements through one team. We track what is still needed, make each person’s responsibilities clear, and keep you informed about decisions, documents, and the next steps toward closing.
Financing Capabilities
We shape the financing around your property, experience, business plan, timing, and how you expect to repay the loan.
Bridge financing for property and portfolio purchases, including time-sensitive closings.
Short-term financing to fill vacant space, renovate, improve a property, or change its mix of debt and owner investment.
Ground-up, completion, and substantial-renovation financing.
Replace a loan that is coming due, fund improvements, return money to owners, or change the mix of financing.
Additional investment or borrowing, through preferred equity or mezzanine financing, is considered only when Stone Oak structures the main property loan.
Long-term financing for properties with established income, including repayment of bridge or construction loans.
Capital Markets Leadership
Head of CRE Capital Markets
Manny Holguin leads Stone Oak Capital Advisory as Head of CRE Capital Markets. He focuses on structuring bridge, construction, and permanent financing around each property, the sponsor’s business plan, and the intended exit. His development background brings an owner’s perspective to the financing conversation.
Manny works with the team to shape capital strategies and coordinate transactions from initial review through diligence and closing. His focus is practical structuring, clear communication, and keeping the financing process aligned with the client’s next stage of ownership or development. Stone Oak Capital Advisory is part of Stone Oak Advisory Group.
Structured CRE Capital
Head of Structured CRE Capital
Winnie Uniacke brings more than 12 years of real estate financing experience, including commercial lending through Harper Financial Boston, alongside a background in real estate investment.
As Head of Structured CRE Capital, she supports the firm’s focus on connecting property owners, investors, and developers with capital strategies aligned to their transactions.
Connect with Winnie on LinkedIn
Loan Processing
Senior Loan Processor
Hayley McClellon oversees the entire loan processing process for Stone Oak Capital Advisory, coordinating each file from initial documentation through closing.
Her background includes mortgage processing and loan origination. She manages document collection, tracks outstanding conditions, and coordinates with borrowers, originators, underwriters, capital providers, and closing professionals to keep files organized and moving forward through clear communication and consistent follow-through.
Connect with Hayley on LinkedInBehind the Scenes
Focused on our capital partners.
Our capital relations team focuses exclusively on identifying, developing, and maintaining relationships with Stone Oak Capital Advisory’s funding sources, including private investors, debt funds, and institutional capital providers.
Working behind the scenes, our team focuses on understanding each capital partner’s financing criteria and investment objectives, expanding Stone Oak’s funding network, and maintaining strong, consistent relationships with existing capital providers across bridge, construction, and permanent financing.
Start a Conversation
Share the opportunity with our team. We’ll review the request and outline the most practical path forward.